Is My Projection Calculator free to use?

Yes, My Projection Calculator is 100% free with no hidden fees, subscriptions, or sign-up required. You can start visualizing your wealth growth instantly.

Do I need to create an account to save my projections?

No sign-up is required. Your data is stored locally in your browser for privacy. You can also export your data as CSV or Excel, or generate a shareable link to save your progress.

Free Financial Projection Calculator | Net Worth & Retirement Planner (2026)

Q: What can I calculate with this tool?

You can calculate investment growth, net worth projections, retirement readiness, and financial goals using advanced simulations like Monte Carlo and Sequence of Returns stress tests.

My Projection

Everything you need to model your financial future on one screen. Net worth projections, Monte Carlo simulations, goal tracking, and plain-English insights. Free forever.

Asset Classes

Year Projections

Free

No account. No paywall.

What's on the screen

Six core tools working together to give you a complete picture of your financial future. No black boxes. No account required to get started.

Projections

Net Worth Timeline

Interactive line charts projecting your wealth over 1–60 years, with inflation-adjusted values and year-by-year breakdowns.

Advanced

Monte Carlo Simulation

Probabilistic modeling with hundreds of iterations to show best case, worst case, and your probability of reaching financial goals.

Portfolio

Asset & Debt Tracking

Model stocks, bonds, real estate, crypto, cash, and loans — each with custom return rates and target allocation rebalancing.

Cash Flow

Financial Events

One-time or recurring income, expenses, transfers, and withdrawals. Simulate bonuses, home purchases, or retirement drawdowns.

Interactive

What-If Scenarios

Real-time sliders for market performance and monthly savings. Lock a baseline and compare experimental changes side by side.

Portable

Export & Share

Download projections as CSV or Excel, import/export JSON backups, or generate a shareable link with your scenario encoded.

Built for how you use it

Responsive design and keyboard shortcuts for instant navigation. No menus, no friction.

Desktop Dashboard

Full sidebar navigation with interactive charts, KPI cards, and a detailed year-by-year timeline table.

Mobile Optimized

Bottom navigation and card-based layouts designed for planning on the go. Every feature works on your phone.

Shareable Scenarios

Generate a unique URL with your projection data encoded. Share with a partner or advisor — no account needed.

Your data stays yours

Every projection is computed in your browser. No server storage by default. Optional cloud sync is available if you choose to sign in.

Local browser storage

No sign-up required

CSV & Excel export

One-click data reset

Optional cloud sync

No tracking of financial data

New to financial planning? Open the in-app Guide tab for step-by-step onboarding, or read our Privacy Policy to see exactly how your data is handled.

Frequently asked

Is My Projection Calculator free?

Yes. Completely free, no account required, no paywall. Open the calculator and start building your projection in minutes.

Do I need to create an account?

No. Your data is stored locally in your browser for privacy. You can export to CSV or Excel, or generate a shareable link. Optional sign-in enables cloud sync across devices.

What can I calculate with this tool?

Investment growth, net worth projections, retirement readiness, FIRE planning, and financial goals — using Monte Carlo simulations, Sequence of Returns stress tests, and interactive what-if sliders.

Can I use it on my phone?

Yes. The calculator is fully responsive with mobile-optimized navigation, card layouts, and touch-friendly controls on every screen size.